In 1985, SWWC entered into its first operating agreement to provide a school district insurance pool to its members. Since that time, the risk management services have focused on a "minimum premium plan" that provides a self-insured health insurance product for schools, cities, counties, and other governmental agencies. VEBA plans were available for schools in July 2003, and cities/counties/other governmental agencies (CCOGA) in January 2004. The development of new products and services continued with the advent of the Care Support Program, focusing on the management of chronic conditions, and an emphasis on health and wellness initiatives through the Worksite Wellness Program.
Today, risk management services provide a cost effective health insurance option for our members. With flexibility and choice of plan design, a complete network with deep discounts, low administrative and stop-loss fees, and new consumer-directed health products, we believe our school pool and the CCOGA pool have worked in helping our members find the best option for their health insurance dollar.